Navigating Superannuation Changes for Tradie Bosses
28 October 2026 · 5 min read · By Heaney Accounting
The Importance of Getting Super Right
Superannuation isn't just an extra cost; it's a legal requirement that carries heavy penalties if missed. For trade businesses, tracking payments across variable hours and fluctuating rosters can be a headache, but the ATO is increasingly strict on compliance.
Steps to Ensure Compliance
- Check the current super guarantee percentage
- Ensure your payroll software is updated
- Submit payments via a SuperStream-compliant method
- Keep clear records of all payments made per employee
Warning: Missing a deadline can trigger an immediate Super Guarantee Charge (SGC) statement. You are required to pay the shortfall, plus interest and an administration fee, even for accidental errors.
- Paying super late after the quarter end
- Calculating super on the wrong gross salary components
- Failing to check if an employee has chosen their own fund
Try the related tools
Found this useful?
Get each new guide by email as it's published. No spam, no lock-in.